PH: +91-9888934889 E-Mail: editornrjbfm@gmail.com ISSN: 2349-6762

National Research Journal of Banking and Finance Management

An International Reputed Peer Reviewed Refereed Research Journal I Open Access Journal I Impact Factor: 7.56
Submit Paper Online
  • Home
  • Current Issue
  • Archives
  • Editorial Board
  • Submit Paper
  • Indexing
  • Research Areas
  • Author Instructions
  • For Authors
    • Manuscript Guidelines
    • Copyright Agreement Form
    • View Paper Template
  • Subscribe Journal
  • Contact
Business Economics
Sales And Marketing
Human Resource Management
Banking And Finance
Information Technology And Information Science
Education And Psychology
Biotechnology And Biosciences
Literary Aesthetics
Social Science
Business Economics Sales And Marketing Human Resource Management Banking And Finance Social Science
Information Technology And Information Science Education And Psychology Biotechnology And Biosciences Literary Aesthetics
Archives - Journal of Banking and Finance Management

Archives

  • Home /
  • Archives

Archives Volume-10, Issue-2 (July-December)

TABLE OF CONTENTS

Paper Title:
UNDERSTANDING INVESTMENT BEHAVIOR OF INDIVIDUALS: REVIEW OF INDIAN STUDIES
Author Name:
Paresh P. Bora
Country:
India
Page No.:
1-6
View PDF Certificate
UNDERSTANDING INVESTMENT BEHAVIOR OF INDIVIDUALS: REVIEW OF INDIAN STUDIES
Author: Paresh P. Bora

Investment or investing is a term with several closely related meanings in finance and economics, related to saving and consumption. An asset is usually purchased or equivalently a deposit made in a bank, in hopes of getting a future return or interest from it. Individual Investors include those investors who are in some way associated with the company. This includes existing shareholders, employees, creditors, friends, relatives of management, customers, suppliers, consultants, etc. Research covered review of ten selected Indian studies particularly on understanding the investment behaviors and attitudes of retail individual investors in India. There existed diverse aspects which impacted and affected the investment decisions and perceptions of individuals towards investments. Present study is an attempt to focus and highlight some of these vital factors and determinants.
KEYWORDS: Investments, Behavior, Individuals, Review, India.

Paper Title:
AWARENESS LEVEL TOWARDS SAVING AND INVESTMENT PRACTICES IN PUNJAB ACROSS AGE, GENDER, LOCATION OF HOUSEHOLD AND EDUCATIONAL QUALIFICATION
Author Name:
Amaninder Kaur Dheendsa, Kanwal Jagjit Singh Sidhu, Udaipartap Singh Brar
Country:
India
Page No.:
7-13
View PDF Certificate
AWARENESS LEVEL TOWARDS SAVING AND INVESTMENT PRACTICES IN PUNJAB ACROSS AGE, GENDER, LOCATION OF HOUSEHOLD AND EDUCATIONAL QUALIFICATION
Author: Amaninder Kaur Dheendsa, Kanwal Jagjit Singh Sidhu, Udaipartap Singh Brar

The financial savings of the household are the most important source of funds for investment in the economy. Punjab has a declining contribution to National Gross Domestic Product, so major changes need to be framed and initiated at the ground level so that all the sectors of agriculture, industry and tertiary can contribute towards the attainment of higher Gross State Domestic Product. For achieving success in this goal, Punjab would need an equal contribution from both the rural and the urban households.
The previous studies indicate that the demographic variables put an impact on the awareness level towards various investment avenues. This paper explores if there is any significant association in the awareness level of various investment avenues of households in Punjab and the demographics of age, gender, location of residence and educational qualification.

Paper Title:
CEO`S ATTRIBUTES AND FIRM PERFORMANCE: A REVIEW STUDY
Author Name:
Anita Devi, Sanjeet Kumar
Country:
India
Page No.:
14-23
View PDF Certificate
CEO`S ATTRIBUTES AND FIRM PERFORMANCE: A REVIEW STUDY
Author: Anita Devi, Sanjeet Kumar

This research offers an extensive review of the literature on CEO attributes and firm performance. The chief executive officer of a company offers crucial guidance, credibility, and connections, and as such, they have a big impact on the business performance. We identify the fifty-one most influential publications on CEO traits. This study's methodology uses a qualitative approach to data analysis that incorporates a paper review. The purpose of this research is to provide a basic awareness of how the attributes of the CEO and the performance of the company are related. In addition to giving the researcher an overview of previous study, this review supports in the development of future viewpoints on the topic.
KEYWORDS- CEO`s Attributes, Firm Performance, Qualitative study, Crucial guidance

Paper Title:
ASSESSING THE TREND AND SIGNIFICANT DIFFERENCES IN NON-PERFORMING ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA
Author Name:
Poonam Mahajan, Sukhjinder Kaur, Gurpreet Kaur
Country:
India
Page No.:
24-38
View PDF Certificate
ASSESSING THE TREND AND SIGNIFICANT DIFFERENCES IN NON-PERFORMING ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA
Author: Poonam Mahajan, Sukhjinder Kaur, Gurpreet Kaur

Purpose: The aim is to measure the trend of NPAs of Scheduled Commercial Banks comprising of public, private and foreign sector banks in India for a period of 22 years from financial year 2001 to 2022. The objective of the study is to assess the significant differences in NPAs of SCBs (public, private and foreign sector) in India.
Methodology: Secondary sources such as website of RBI and the annual reports of SCBs are used to extract data. The Ratios have been calculated to measure the trend of banks over a period of 22 years. The line diagrams have been used to show the trends diagrammatically. ANOVA one way analysis and two paired sample T-test have been employed to measure the significant differences in the NPAs of these banks.
Findings: The trend line shows that non-performing assets of public sector banks has upward trend as compared to private and foreign sector banks. The increase in magnitude of NPA ratios of public, private and foreign sector banks is high in 2018. The reasons could be the global financial crisis and economic conditions in country in the financial year 2018 and failing of Indian banks to take preventive action in checking bad loans during that year. But public sector banks were major victim of the state. The credit growth of private and foreign sector banks was improved in September 2018. ANOVA one way test shows that there are significant differences in the NPAs between and within public, private and foreign sector banks during period of the study. Two paired sample T test shows that significant differences could be observed between public-private, private-foreign and public-foreign sector banks in India.
Practical Implications: This type of study helps to identify the causes and reasons of NPAs of SCBs (public, private and foreign sector) so that policymakers can take strict actions for recovery of the non-performing assets timely. The study could be a base for academicians and researchers for further analysis of determinants of NPAs. The common public, including customers and investors, can frame their short-term and long-term investment decisions based on the performance of NPAS of these banks.
KEYWORDS: SCBs, Public, Private and Foreign Sector Banks, NPAs, Ratios, ANOVA one way test.

Paper Title:
CONSUMER INSIGHTS IN THE DIGITAL MARKETPLACE: FACTORS STEERING E-SHOPPING CHOICES
Author Name:
Gurpreet Kaur
Country:
India
Page No.:
39-52
View PDF Certificate
CONSUMER INSIGHTS IN THE DIGITAL MARKETPLACE: FACTORS STEERING E-SHOPPING CHOICES
Author: Gurpreet Kaur

The digital marketplace presents a dynamic landscape where consumer decisions are influenced by a multitude of factors. This research explores the core determinants steering e-shopping choices, drawing from a deep analysis of contemporary online consumer behaviors. Key elements highlighted include the role of user experience, merchant’s creditability, Security Apprehensions, website dependability, Perceived Risks in Online Shopping, and the significance of exchange and return policies. By illuminating these critical drivers, the findings provide e-marketers with valuable insights to refine strategies, ensuring enhanced consumer engagement and satisfaction in the digital space.

Paper Title:
ELECTRONIC PAYMENT SYSTEM: THE NEXT GENERATION OF E-BANKING
Author Name:
Aarsi Sandhu
Country:
India
Page No.:
53-64
View PDF Certificate
ELECTRONIC PAYMENT SYSTEM: THE NEXT GENERATION OF E-BANKING
Author: Aarsi Sandhu

Many businesses have been able to maintain a steady growth curve using digital technology, but many others are just beginning to explore its potential. As technology continues to advance and determine the success of any online business, marketers must be equally aware of the products available that can transform their business. When it comes to the challenges of online payments, a robust payment gateway can potentially minimize most issues and greatly improve the customer experience. Paytm Payment Gateway is trusted by hundreds of merchants to solve their payment problems and maximize transaction success. Keywords: Online Business, Paytm Payment Gateway, Payment, Technology, Success

Paper Title:
UNLOCKING INVESTMENT NARRATIVES: BIBLIOMETRIC PERSPECTIVES ON FDI DETERMINANTS
Author Name:
Ajay Gupta & Nehkholen Haokip
Country:
India
Page No.:
65-92
View PDF Certificate
UNLOCKING INVESTMENT NARRATIVES: BIBLIOMETRIC PERSPECTIVES ON FDI DETERMINANTS
Author: Ajay Gupta & Nehkholen Haokip

ABSTRACT
The objective of this bibliometric analysis is to outline a comprehensive map of the Foreign
Direct Investment (FDI) and its determinants. This is a wide territory, from which we provide
a snapshot of the academic landscape through examining the network patterns of
publications, their citations, and how the themes have evolved over the past decades. The
paper effectively achieves this by implementing high-end bibliometric tools and query based
services and creates a graphical representation of intellectual content, identifying the leading
authors, institutions and countries that shape the discourse. The research utilizes the
quantitative approach in studying the direction and influence of research on FDI which is
measured using variables such as the total output per year, the cumulative number of
citations, and the most cited documents as such which make us unveil the key theme and the
emerging trends of the field.
Keywords: FDI, Bibiliometric, Determinants, Elements, Cluster.

Editorial Policy Peer Review Process Publication Ethics & Practices Plagiarism Policy Open Access, Licencing & Copyright Disclaimer Policy Privacy Policy FAQ Special Issue About The Journal

Latest Announcements

  • CALL FOR PAPERS 2025 (January-June)

    01-01-2025
    SUBMIT PAPERS IN OUR RESEARCH JOURNAL! 2025
    National Research Journal of Banking and Finance Management  contributes in the growth and application of Research & Technology, by delivering the latest information contained in research papers, which enables them to enhance understanding for advancements in research activities. We intends to Disseminate and promote the research works of research scholars, Academia.

  • Subscribe This Journal

    01-01-2025
    We Request to Subscribe our Journals for the Noble Cause to Spread Knowledge, Wisdom and also to Protect Intellectual Property Rights of Scholars Across the World.

    Subscription Price: 3500/- (Bi-Annual)

    CALL NOW!
    +91-9888934889, 7986925354

Publish
Conference
Or Seminar
papers in our journal

Read More

National Research Journal of Banking and Finance Management

+91-9888934889

editornrjbfm@gmail.com

Useful Links

  • Home
  • About The Publisher
  • Submit Paper Online
  • Call for Papers
  • Publication Ethics
  • Join Our Editorial Board
  • Journal Subscription
  • Contact Us

Explore Other Journals

  • NRJ of Human Resource Mgt.
  • Information Technology and Information Science
  • Sales and Marketing Management
  • National Research Journal of Business Economics
  • Academe: Journal of Education and Psychology
  • Research and Reviews in Biotechnology and Biosciences
  • Journal Literary Aesthetics
  • Social Science Journal

Downloads

  • Copyright Form
  • Paper Template
  • Manuscript Guidelines
  • e-Certificate
  • Sitemap
© 2025 National Research Journal of Banking and Finance Management. All Rights Reserved.
Published By: National Press Associates www.npajournals.org