Name: Shashikant Tiwari
Country: India

Year: 2019
Volume: Volume-6, Issue-2 (July-December)
Page Number: 1-4

ABSTRACT:
Digital banking is one of the most important aspects of the Indian banking business
nowadays. It facilitates the day-to-day financial transactions of consumers from all around
the world. Customers were compelled to switch from traditional to online banking through
digital banking. Digital banking is simply the delivery of financial services to users via the
internet, allowing them to conduct transactions at any time. All banks have implemented
digital banking to deliver the greatest customer service to their consumers worldwide. The
financial system is an important component in the growth of a country's economy because it
contributes to capital accumulation and technological progress by increasing savings rates,
mobilizing and pooling savings, producing investment information, promoting and
facilitating foreign capital inflows, and boosting capital allocation. On the other side, this
system contributes heavily to air, water, landfill, and other sorts of pollution, harming the
environment and becoming the leading contributor to climate change. Banks' concern for
environmental sustainability has given rise to the notion of "green banking." Green banking is
supporting environmentally friendly practices and decreasing the carbon footprint of financial
activities by using internet banking instead of branch banking. This article examines the
trends and problems of digital banking in India.
Keywords: Digital Banking, Internet, Banking in India, Opportunities, Development,
Environment, Financial System, and Sustainability.